Today in the structure of current accounts there is a dominance of card accounts.
So, according to the head of the department of support of card business of VAB Bank, Helen Soboleva-Tereschenko, in VAB Bank about 75% of the volume of the attracted facilities by physical clients are made to card accounts.
The amounts of current balances of clients to VAB Bank since the beginning of year grew on 13%.
«The predominance of the balance of cards, shows that the card culture in the Ukraine is rising dynamically. The population is gradually getting use to that it is much more comfortable and safer to have a necessary minimum of cash on the hand and pay by card in the auction-service network.
Besides, today banks are oriented on the complex to grant the card products that are advantageous to the clients. VAB Bank extends the card product in offering constantly a transparent and attractive tariff policy. For example, our clients who earn a salary paid to the card account of VAB Bank can obtain a credit card within the limits of their salary with a lending limit and an interest rate under 24% per annum.
In addition, the bank offers to its clients instantaneous pay cards with the credit limit from 2 500 UAH to 15 000 UAH. Facilities of credits can be made in cash by receiving the money in an ATM of VAB of Bank or to pay with the card in the auction-service network», - Helen Soboleva-Tereschenko remarks.
Reference dataVseukrainsky Aksionerny Bank (VAB Bank) operates in the Ukrainian financial market since 1992 and, according to the National Bank of Ukraine, ranks among the large banks group as to assets. The bank’s regional network comprises 25 branches and 137 outlets, as well as a representative office in Budapest (Hungary). TBIF Financial Services B.V. (Amsterdam, Netherlands), a large international company, is one of the bank’s shareholders. In October 2006 VAB Bank became a member of the VAB Group.
As of July 1st, 2007 VAB Bank’s total assets amount to UAH 5.6 bn regulatory capital – UAH 546 m, UAH 201.4 m share capital. The result of the 20th emission of shares of VAB Bank, which have been ratified in the meeting of shareholders' of July, 27, 2007, determines the size of the regulatory capital as being UAH 670 million.
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