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09.08.07 65 % increase in credits on car sales expected in the second half of the year
At present more than 55% of the car purchases are done with a credit. Taking into account the continuous improvement in the terms given for car credits, it is possible to assume that by the end of the year the share of sales of cars on credit will make up
60-65%.
At present more than 55% of the car purchases are done with a credit. «Taking into account the continuous improvement in the terms given for car credits, it is possible to assume that by the end of the year the share of sales of cars on credit will make up
60-65%. Today one can purchase a car on credit without making a down-payment and the credit is granted within a few hours so that the buyer can decide the terms of the credit directly in the car sales room. All the necessary formalities such as the opening of a current account and obtaining a credit card are done at the same time. These tools will be instrumental for the growth of car sales by VAB Bank until the end of year», - the experts of VAB Bank believe.
In comparison to last year the volume of credits for cars granted by VAB Bank has increased by 50 %.
Among the advantages of VAB Bank car credits is the operative acceptance of the preliminary decision on the delivery of a credit (within 30 minutes) and also the possibility to acquire the car without a down- payment.
Reference dataVseukrainsky Aksionerny Bank (VAB Bank) operates in the Ukrainian financial market since 1992 and, according to the National Bank of Ukraine, ranks among the large banks group as to assets. The bank’s regional network comprises 25 branches and 137 outlets, as well as a representative office in Budapest (Hungary). TBIF Financial Services B.V. (Amsterdam, Netherlands), a large international company, is one of the bank’s shareholders. In October 2006 VAB Bank became a member of the VAB Group.
As of July 1st, 2007 VAB Bank’s total assets amount to UAH5.6bn, regulatory capital – UAH546m, share capital – UAH201.4m.
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