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12.07.07 In 2007 the long-term deposits will become more popular
The share of long-term deposits among the attracted resources of individual persons to VAB Bank since the beginning of the year has grown by 19.5% and now stands at 78.9%.
According to the head manager of the department of retail business of VAB Bank, Anton Shaperenkov, today there is a growing demand for long-term deposits with a fixed interest rate for 1-2 years. In the crisis periods, when people placed for no more than 3-6 months, being afraid of a sharp change in the economical situation, has long passed. Today people trust banks more. Following the usual trend the market of long-term deposits will become grow even more at the end of the year.
Among the long-term deposits of VAB Bank are deposits «32», «Gamanets'», «Social». The amount of long-term facilities attracted until the being in 1.07.2007 was 1087.3 million UAH «The popularity of long-term placements is growing, due to their higher profitability and fixed level for several years. The rate depends on the term of investment, periodicity of interest payment and type of deposit», — Anton Shaperenkov explains.
Reference dataVseukrainsky Aksionerny Bank (VAB Bank) operates in the Ukrainian financial market since 1992 and, according to the National Bank of Ukraine, ranks among the large banks group as to assets. The bank's regional network comprises 25 branches and 136 outlets, as well as a representative office in Budapest (Hungary). TBIF Financial Services B. V. (Amsterdam, Netherlands), a large international company, is one of the bank's shareholders. In October 2006 VAB Bank became a member of the VAB Group.
As of July 1st, 2007 VAB Bank's total assets amount to UAH5.4bn, regulatory capital — UAH563m, share capital — UAH201.4m.
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